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One strategy is to compare rates. Different lenders have different lending criteria, so you may find one that's more accommodating towards borrowers with below average credit. You can also think about improving your credit score before applying for a loan. This can involve building positive credit history.
However, remember that even with bad credit, you can still get approved for a car loan. Just be willing to work with greater effort and stay persistent.
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The trick is to locate a dealership that specializes in working with customers with credit challenges. These dealerships frequently have lenient lending options and are knowledgeable at helping borrowers get approved for a loan, even if their credit history isn't perfect.
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